|
| Interest Rates |
| Credit Score* |
Grade |
Loan Limit |
| 700 or Greater |
A |
$7,000.00 |
| 640 to 699 |
B |
$5,000.00 |
| 600 to 639 |
C |
$3,000.00 |
| *Credit Score must be at least 600 to take out any loans. |
| Loans |
| Auto Loans |
Grade A |
Grade B |
Grade C |
| New (2009-2010) |
5.0% |
5.5% |
9.0% |
| Used (2004-2008) |
6.5% |
7.5% |
10.0% |
| Used (2003-Older) |
7.5% |
8.5% |
11.0% |
| Note: A new auto loan for more than $25,000.00 may go up to 72 months. |
| Unsecured Loans |
9.0% |
10.0% |
12.0% |
| Share Secured |
5.0% |
|
|
| Note: Maximum secured loans not to exceed $65,000.00 per household, exclusive of share secured loans. |
| Shares |
| Savings Accounts |
0.25% |
| Certificate of Deposit 12 Months |
1.6% |
| Certificate of Deposit 6 Months |
1.25% |
| I.R.A. Account |
2.5% |
| Christmas Club |
0.50% |
|
