|
| Interest Rates - Unsecured Loan Limit |
| Credit Score |
Grade |
Loan Limit |
| 700 or Greater |
A |
7000.00 |
| 640-699 |
B |
5000.00 |
| 600-639 |
C |
3000.00 |
| |
| Loans |
| Auto Loans |
Grade A |
Grade B |
Grade C |
Grade D* |
| New (2011-2012) |
|
|
|
loan exception |
| 36 Months |
4.0% |
4.5% |
6.0% |
7.0% |
| 48 Months |
4.5% |
5.0% |
7.0% |
8.0% |
| 60 Months |
5.0% |
5.5% |
8.0% |
9.0% |
| 72 Months (if over $25,000.00) |
5.5% |
6.0% |
9.0% |
10.0% |
| Used Auto (2006-2010) |
|
|
|
|
| 36 Months |
5.0% |
5.5% |
7.0% |
8.0% |
| 48 Months |
5.5% |
6.0% |
8.0% |
9.0% |
| 60 Months |
6.0% |
6.5% |
9.0% |
10.0% |
| 72 Months (if over $25,000.00) |
6.5% |
7.0% |
9.5% |
10.5% |
| Used Autos 2005 & older (No loger than 48 Months) |
8.0% |
9.0% |
11.0% |
12.0% |
| |
|
|
|
|
| New RVs, Boats, Campers |
|
|
|
|
| 36 Months |
5.0% |
5.5% |
6.5% |
7.5% |
| 48 Months |
5.5% |
6.0% |
7.5% |
8.5% |
| 60 Months |
6.0% |
7.0% |
8.5% |
9.5% |
| Used RVs, Boats, Campers |
|
|
|
|
| 36 Months |
6.0% |
6.5% |
8.0% |
9.0% |
| 48 Months |
6.5% |
7.0% |
9.0% |
10.0% |
| 60 Months |
7.0% |
7.5% |
10.0% |
11.0% |
| Unsecured Personal Loan |
| $7000 |
$5000 |
$3000 |
$1000 |
| 9.0% |
10.0% |
12.0% |
13.0% |
| Share Secured (up to 60 mo.) |
| Up to 60 Months |
4.0% |
| Savings Rates |
| 6 mo. CD |
0.75% |
| 12 mo. CD |
1.00% |
| IRAs |
1.75% |
| Shares |
0.25% |
| Christmas Club |
0.25% |
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